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Do you have the right tools to grow your business? In this brief, we explore essential tools and resources entrepreneurs need to access funding. From managing finances and payroll to finding the right platforms and guides, we highlight ways to strengthen your business and position it for growth. With the right resources, your business can access opportunities and get the support it needs.

How Payroll & Accounting Improve Fundability

Structured payroll and accounting systems strengthen a business’s fundability by ensuring accurate financial records, compliance, and cash flow management. Automated tools like Sage, Xero, and QuickBooks integrate payroll with accounting, reducing inefficiencies, compliance risks, and revenue loss. Reliable financial data helps attract investors, demonstrate stability, forecast performance, and prove the business’s growth potential.

Top Business Funding Platforms for SMEs

Small businesses in South Africa can access funding through platforms like Old Mutual’s SMEgo, Lula, Retail Capital, and GENFIN. Options include loans, crowdfunding, cash advances, and angel investment. Requirements vary but generally include turnover, trading history, and documentation. Each platform has unique features, repayment terms, and application processes, helping SMEs secure funding suited to their needs

Explore Guides to Business Funding

Funding Through Digital Transformation

Guide to Business Loans

Guide To Asset Finance in South Africa

South African SMMES and Co-Operatives Funding Policy

Guide to Venture Capital Funding in South Africa

Empower Your Business with the Right Funding

Success in securing funding starts with having the right tools and resources. SME South Africa offers small businesses tailored financing options, including working capital loans, asset finance, invoice funding, and bridging finance. Entrepreneurs can maximise their chances by using essential resources like clear business plans, accurate financial statements, and cash flow projections to demonstrate fundability.

To qualify, businesses must be registered with CIPC, operational for at least 12 months, and show a minimum monthly turnover of R50,000. Equip your business with the right tools and explore funding opportunities today.

SME Funding Summit 2026 is on the Horizon!

After an inspiring 2025 summit that connected entrepreneurs, funders, and industry leaders to spark real conversations about SME growth in South Africa, we’re getting ready to make next year even bigger.

Catch the highlights from this year’s event and join the waitlist for exclusive early access to the 2026 summit.

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